Industry news, opinion and thought pieces from Team Factors
A practical guide for founders on how invoice finance works for new businesses in their first year, including how the model differs for new-starts and what to look for in a specialist funder.
Two sisters from Northern Ireland built a tanning brand that’s now winning serious orders from a major retailer. We put a £100k factoring facility around that one growing relationship, and left the rest of the business alone.
From April 2026, HMRC will have the power to hold recruitment agencies financially responsible for unpaid PAYE tax, even if the error originated with an umbrella company. Here’s what Joint and Several Liability means for your business and what you can do about it.
How sector expertise turned a roadblock into a funded facility by understanding how Local Authority billing actually works.
Interested in invoice finance but curious to know what happens when you sign up? Here’s what the onboarding process actually looks like at Team Factors, from first conversation to first payment.
We work with care providers every single day, and there’s something we keep seeing that doesn’t get talked about enough… The gap between winning the work and being able to afford to deliver it. We’ve written about what scaling a care business actually looks like in 2026. The demand, the costs, the recruitment challenges, and the cash flow reality that sits behind all of it.