You pay staff every week, but NHS, RPO, local authority, and private-sector client payments take far longer.
We help bridge that gap with same-day funding.
Access up to 90% of your invoice value within 24 hours – so you can focus on delivering excellent care instead of worrying about cash flow.
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Takes 60 seconds. No credit checks. No obligation.
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A specialist will review your options and respond within 24 hours.
In Health & Social Care, you pay staff weekly, but NHS and Local Authority clients often take weeks or months to pay. We help to bridge that gap.
Instead of waiting, we pay up to 90% of your invoice value within 24 hours, providing you the cash to run payroll and keep things moving. When your client pays, we pass you the balance, minus an agreed fee.
We’ve been doing this for over 14 years, supporting thousands of Health & Social Care agencies, from healthcare recruitment and supported living, to locums, care homes and foster agencies. We’re used to NHS portals, local authority processes and RPO frameworks.
Our support also goes beyond funding. We can help you focus on the growth of your business by assisting with invoice generation, credit control and full payroll.
In short, you get predictable cashflow backed by industry experts who understand the nuances of the health & social care sector.
Clients paying slow, last-minute shifts, compliance checks, complex timesheets, it’s all familiar to us.
No missed pay runs. No panicked Friday afternoons.
Funding, invoicing, credit control, all tailored to how healthcare staffing actually works.
You get a Relationship Manager who understands Health & Social Care and will support you every step of the way.
You upload approved invoices to our easy-to-use online portal. We’re used to complex hours, night shifts, sleep-ins and last-minute changes, it’s all part of the job.
Once invoices are approved, we advance up to 90% within 24 hours, giving you the cashflow to cover growth, payroll and operating costs without waiting for your client to pay.
If required, we can also provide full payroll support to ensure your workers are paid accurately and on time, whilst your business stays compliant.
We chase payments, manage remittances, and handle payment processes professionally on your behalf.
When your client pays the invoice, the remaining balance is passed to you (minus our agreed fee). All fees are clear and agreed upfront.
Every Health & Social Care agency faces the same pressure of weekly payroll, unpredictable rotas and slow-paying councils or NHS clients. We’ve helped thousands of recruiters navigate these challenges, keeping payroll steady and giving them the cashflow they need to grow.
Frontline Solutions Group moved its invoice finance facility to Team Factors and gained the reliable cashflow needed to grow from three trucks to nine, while expanding its team from four people to 12.
Two sisters from Northern Ireland built a tanning brand that’s now winning serious orders from a major retailer. We put a £100k factoring facility around that one growing relationship, and left the rest of the business alone.
How sector expertise turned a roadblock into a funded facility by understanding how Local Authority billing actually works.
Fill out the form or get in touch with our team below for a quick chat to see your funding options.
No! We support recruitment agencies across all sectors, as well as businesses in a wide range of industries.
Health & Social Care is one of our specialist areas, but our funding and back-office support works for any agency that needs reliable cashflow and weekly payroll support.
It’s really easy to get started. Fill in the form or give us a ring, and we’ll have a quick chat about your agency and what you’re looking for.
If you’re happy to go ahead, we send an offer letter and a short application form to complete online.
Once that’s back with us, underwriting takes a look, you sign the agreement digitally, and we verify the debt before sending your first payment.
If everything runs smoothly, your agencies funding could be up and running in 3–5 days.
If you invoice other businesses and want faster cashflow, there’s a good chance you’ll qualify.
We work with new agencies, growing agencies and well-established recruiters.
Eligibility is more about your end clients than your trading history. Send us an enquiry and we’ll let you know straight away.
Not as much as you’d expect. Invoice finance looks at the companies you invoice, not just your own credit score.
So even if your score isn’t great (or you’re a brand-new agency), you can still get funding as long as your clients are reliable.
If you’re unsure, just ask, we’ll tell you quickly.
That’s why we offer Bad Debt Protection (BDP). If a customer can’t pay because they go bust or default, BDP steps in to cover a percentage of the loss so your agency isn’t left out of pocket. It gives you peace of mind and keeps your cashflow steady.
Fill out the form or give us a call. We’ll take a few details and show you exactly how we can support your agency.
